Tomasz Kulawik

Tomasz Kulawik structures and negotiates domestic and cross-border finance transactions and offers practical, business-focused counsel to lender and borrower clients.

Banks, nonbank lenders, private equity funds, and corporate borrowers rely on Tomasz’s guidance on a wide spectrum of secured lending and finance transactions. With a practice spanning U.S. and global markets, Tomasz focuses on structuring sophisticated financing arrangements and negotiating competitive terms for borrowers while safeguarding lender interests.

With substantial experience across asset-based lending, syndicated loans and cross-border finance, Tomasz often represents clients in challenging international finance deals involving multijurisdictional collateral. Clients benefit from his clarity, efficiency, responsiveness, and skill in distilling key issues and managing transaction dynamics with their business objectives in mind.

Tomasz also advises on corporate reorganizations and restructurings and helps clients adapt to changing market conditions. Working through the complexities, he avoids contention and finds solutions to achieve his clients’ goals.

Collaborative and business-minded, Tomasz leverages his understanding of lender and borrower priorities, anticipates issues and devises commercially practical solutions that align with his clients’ goals and get deals done.

Experience

• Represented a leading equipment rental company in its first syndicated asset-based bank financing and subsequent upsizes in an aggregate principal amount of $3 billion. Helped to greatly simplify the company's capital structure and position it for future growth.
• Represented Citibank, N.A. in a CHF 1 billion loan to Republic of Panama, a rare example of a commercial bank loan to a sovereign borrower.
• Represented Citibank, N.A. in a $126,000,000 credit facility for Productive Business Solutions Limited that involved collateral and guarantees in multiple Latin and Central American jurisdictions.
• Represented a private credit lender in a $13,260,000 credit facility for a healthcare company and guided it through structuring issues in a highly regulated industry.
• Represented a private credit lender in a financing for a sports and entertainment multimedia company and subsequent amendments.
• Represented U.S. Bank National Association in a $700,000,000 credit facility for Consolidated Edison Company of New York, Inc. providing the Borrower with short-term capital for their general corporate purposes.
• Represented the Borrower in their first ever asset-based loan in an aggregate amount of $15,000,000 with unique structuring issues stemming from the unusual corporate structure.